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Home » Cakes

The Ultimate Chocolate Chip Banana Bread

picture of zoha
Modified: Oct 7, 2025 · Published: May 8, 2025 by Zoha · This post may contain affiliate links · 62 Comments
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This is the Ultimate Chocolate Chip Banana Bread, a classic recipe honed to perfection. It is a no fuss, one-bowl recipe requiring only 15 minutes of work and makes the most delicious banana bread: soft and moist without being dense or stodgy, with a nutty banana flavor that isn't too sweet, and a generous amount of chocolate.

close up of a slice of banana bread. the bread looks soft and moist with lots of chocolate chips

Read the full blog post below for detailed notes, tips, tricks, photos and videos. Not in the mood for chocolate? Try my regular banana bread with a cinnamon sugar crunch on top instead!

4 slices of banana bread stacked on top of each other with chocolate chips visible on them, pictured from an angle
fork taking a bite out of a slice of soft and moist banana bread

What makes this banana bread special?

👩‍🍳A quick and easy, no fuss recipe. It comes together in one bowl with just about 15 minutes of work. No fancy ingredients, no complicated steps

✨ A crispy, golden crust. When it comes to banana bread, I am all about the crispy edges - they make you appreciate the soft interior more!

🍯 A soft and moist interior without being dense or stodgy. It is incredibly tender and moist with a velvety, melt-in-the-mouth feel while still being light enough to enjoy a slice or two (or three)

🍌 The perfectly balanced banana flavor. The banana flavor shines without being overly sweet, which is a trap many recipes fall into!

🧈 Nutty caramel goodness from brown butter. Once you make banana bread with brown butter, you're never going back

☕️ A beautiful hint of coffee. If you've ever paired a slice of banana bread with a cup of coffee, you know this combination is heavenly

🍫 The *right* amount of chocolate. AKA a lot of chocolate measured with your heart

🍞 The perfect size. This banana bread is a proper loaf with height, giving way to the perfect slices

Video tutorial

Here is a short video tutorial for this chocolate chip banana bread recipe:

Step by step photos

Let's quickly go over the steps with photos to help you visualize this banana bread recipe:

Whisk the brown butter and brown sugar:

brown butter and brown sugar in a wooden bowl
brown sugar and butter whisked together in a wooden bowl

Add the eggs, vanilla and coffee. Whisk until smooth:

eggs, vanilla and coffee added to butter and sugar mixture
wet ingredients for banana bread mixed together

Mash the bananas:

Tip: If you're using an electric hand mixer instead of a whisk, you can add the bananas whole to the batter and whisk them in. They will automatically get mashed!

5 spotty bananas
mashed bananas in a glass bowl

Add the bananas and yogurt to the batter and whisk until combined:

mashed bananas and sour cream added to wet ingredients
mashed bananas whisked into the ingredients

Sift in the dry ingredients and whisk until just combined:

dry ingredients added to wet ingredients in wooden bowl
thick and gooey banana bread batter in a wooden bowl

Fold in the chocolate chips:

chocolate chips added to banana bread batter in a wooden bowl
thick and gooey banana bread batter with chocolate chips in a wooden bowl

Bake, rest, and enjoy!

4 slices of banana bread stacked on top of each other with chocolate chips visible on them
close up of sliced banana bread from the side to show the moist chocolatey interior

The perfect loaf pan

Using the right size and shape of a loaf pan is important in achieving the perfect banana bread (or any loaf cake). I use this exact loaf pan from USA Pan, and highly recommend it. It is 8.5" x 4.5" with perfectly straight edges, and makes banana bread with the right height. It is also a light colored pan, which prevents the edges of the banana bread from darkening too quickly.

loaf of banana bread with some slices cut laying next to it

Tips to perfect this chocolate chip banana bread

This recipe is simple, but a few key tips can make all the difference between good and amazing:

Measure with a weighing scale for accuracy. This is especially important for flour, as measuring cups can easily over-measure flour resulting in a dense and dry bread, and for the bananas

Make sure your bananas are extra ripe! The more brown spots, the stronger the flavor. If in a pinch, bake the bananas at 350F for 5-8 minutes to caramelize them before use

Use dark or semi-sweet chocolate. This will help balance the sweetness of the banana bread. Milk chocolate instead will tip things too far

Use a light colored loaf pan. A dark pan will brown and cook the edges too fast

Be cautious of the amount of batter. This recipe makes a generous amount of batter that will almost fill the loaf pan to the top. If you're worried about overflow (and especially if your loaf pan is less than 2.75" in height), bake ½ cup to 1 cup of the batter separately as a muffin

Get the baking time right. Use a toothpick inserted in the middle to test for doneness, it should have light crumbs but no wet batter. Underbaking will cause the bread to sink!

Let it fully cool down. This banana bread will fall apart if you try to slice it while it's warm. Let it fully cool down at room temperature before slicing in

Print
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loaf of banana bread with some slices cut laying next to it

The Ultimate Chocolate Chip Banana Bread Recipe


5 Stars 4 Stars 3 Stars 2 Stars 1 Star

4.9 from 14 reviews

  • Author: Zoha
  • Total Time: 90 min
  • Yield: 8-10 servings
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Description

A soft, moist and easy banana bread made with brown butter, a hint of coffee, and lots of chocolate for a beautifully balanced flavor


Ingredients

  • ½ cup unsalted butter (113g)
  • 2 tbsp vegetable oil (25g)
  • ¾ cup light brown sugar, packed (150g)
  • 2 large eggs
  • 1 tsp vanilla
  • 1 tsp instant coffee + 1 teaspoon hot water 
  • 4 extra ripe bananas, mashed (about 440g)
  • ½ cup Greek yogurt (120g)
  • 1 ¾ cups all purpose flour (227g)
  • 1 tsp baking powder
  • ½ tsp baking soda
  • ½ tsp salt
  • 1 ½ cup chocolate chips or chopped chocolate of choice (300g); I recommend semi-sweet or dark


Instructions

  1. Pre-heat oven to 340F and line a 8.5 x 4.5 or 9 x 4 loaf pan with parchment paper 
  2. Add the cubed butter or a saucepan. Place of medium low heat, and cook and stir for ~5-8 minutes until the butter has browned. It will melt first, then become bubbly and foamy before you see brown specks on the bottom and smell a lovely caramel-y scent. Be sure not to overcook, as it can burn quickly after browning
  3. Add the brown butter to a large bowl. Add the oil and brown sugar, and whisk for 1-2 minutes. If the mixture feels too hot, wait 5 minutes before proceeding
  4. Add the eggs, vanilla, and coffee dissolved in water. Whisk for 1-2 minutes until the mixture becomes smooth and lighter in color
  5. Add the mashed bananas and greek yogurt, and whisk until combined
  6. Sift in the flour, baking powder, baking soda and salt. Gently whisk until the dry ingredients are combined and no lumps or streaks of flour remain
  7. Lastly, fold in the chocolate chips. Do not overmix
  8. Pour the batter into the prepared loaf pan. It is a generous amount of batter - so if you are worried it will overflow, you can remove ~½ cup and bake it separately as a muffin. Optionally, you can sprinkle more chocolate chips on top
  9. Bake for 65 to 75 minutes until a toothpick inserted in the middle comes out with light crumbs but no wet batter
  10. Remove from the oven and let the banana bread rest in the loaf until it fully cools down. This can take a while, try not to rush!  Once cooled, remove from the pan, serve & enjoy!

Video tutorial:

 

Notes

  • Sugar: Brown sugar gives this recipe an extra moist and caramely flavor! However, if in a pinch, you may replace it with white granulated sugar
  • Making banana bread without chocolate: You can easily remove the chocolate chips to turn this into plain banana bread, or replace them with other mix ins like walnuts or peanut butter chips
  • Make ahead & storing: You can make this bread beforehand and store it in an airtight container at room temperature for 1-2 days (or in the fridge for up to 5 days). I recommend reheating each slice in the microwave before serving
  • Prep Time: 15 min
  • Cook Time: 75 min
  • Category: Dessert
  • Cuisine: American

Did you make this recipe?

Leave a review and tag @bakewithzoha on Instagram!

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Comments

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  1. Sanober Aziz says

    May 09, 2025 at 1:06 pm

    I tried this today. Taste was good but quantity of chocolate was too much. I would suggest to use less chocolate . Idk why my bread turned out lil bit chewy. I used exact measurements with scale. Idk what fid i do wrong

    Reply
    • Zoha says

      May 09, 2025 at 5:51 pm

      Hi Sanober! Thanks for your feedback. I suppose everyone has different preferences when it comes to the amount of chocolate. As for the chewiness, it could be from overmixing the batter

      Reply
      • pavithra ravishankar says

        May 27, 2025 at 6:32 am

        Hi zoha,

        I have got a new convention oven and was trying to bake ur brownie. I would say that was the amazing one I tasted m it was better than the shop. I used exactly the same measurement. the brownie melted in my mouth. I would say ur baking incredibly.Thank you so much for these recipies . I am going to try banan bread. will let u know how it came out

        Reply
        • Zoha says

          May 27, 2025 at 8:17 pm

          Aww thank you so much Pavitha! I am glad you liked the brownies!

          Reply
      • Zaineb Haris says

        October 08, 2025 at 9:48 am

        I never liked banana bread but I gave this recipe a go but made a few changes as I didn't have some of the ingredients. I substituted butter for oil and didn't add any chocolate chips and slightly reduced the amount of bananas and I have to say this Zoha, the cake turned out so so good. The taste was amazing soft, moist and oh so delicious. The only recipe that I would use to make banana bread. I will make this again with all the ingredients and i believe the recipe will be a hit.

        Reply
    • Fara says

      October 20, 2025 at 8:19 am

      Superb!!!! First time I tried this recipe the bread disappeared in minutes. Now it’s the second time I’m making it and I had just put the bread in the oven and I’m sure it will turn out superb like the first time. Thank you Zoha for this excellent recipe. JizakAllah.

      Reply
      • Zoha says

        October 25, 2025 at 12:32 pm

        Aw thank you SO much, Fara!

        Reply
  2. Halima says

    May 10, 2025 at 4:48 am

    Amazing. I got 2 loaves a large 9 inch one and a small 4 inch one. Your Brownie recipe is amazing as well. Made it twice and got the crinkly top both times. May Allah bless you and the work of your hands. Ameen

    Reply
    • Zoha says

      May 11, 2025 at 7:15 pm

      Aww, thank you so much, Halima!!!

      Reply
  3. Sumz says

    May 13, 2025 at 12:03 pm

    hi Zoha.

    I'm looking to make this tomorrow. would it be okay making this without chocolate?

    Reply
    • Zoha says

      May 13, 2025 at 12:22 pm

      Hi Sumz, yes, that will be ok. Baking time may be slightly reduced

      Reply
      • Elle says

        June 28, 2025 at 3:01 am

        Can i skip the coffee part? So that my toddler can eat it ☺️

        Reply
        • Zoha says

          June 30, 2025 at 4:37 am

          Yup!

          Reply
  4. Zoha says

    May 13, 2025 at 12:23 pm

    Exactly how i feel 🙂 Thank you!

    Reply
  5. Najha Rasheed says

    May 14, 2025 at 6:27 am

    This recipe is fantastic. It's not too sweet, very moist, and flavourful. I love the caramelised edges the most. It's a 10/10! Thank you, Zoha!

    Reply
    • Zoha says

      May 14, 2025 at 4:08 pm

      I am SOOO pleased to hear that - thank you!

      Reply
  6. Maryam says

    May 14, 2025 at 10:50 am

    Hi Zoha,
    I have tried banana bread today and it turned out soooo delicious!
    I have also tried your Newyork Cheesecake,Brownie and Tres Lechés Cake. They all were so soo good.
    Thank you so much!❤️ May Allah give barakah in your rizq Ameen ❤️

    Reply
    • Zoha says

      May 14, 2025 at 4:08 pm

      Aww, thank you SO much! Means the world to me!

      Reply
      • Ritika says

        October 20, 2025 at 2:27 am

        Hey Zoha
        Thanks for the recipe ,I had baked many banana walnut cakes earlier but this one turned a bit dense in the middle though I followed the recipe to the T.
        Can you suggest where would I have gone wrong.

        Reply
        • Zoha says

          October 25, 2025 at 12:33 pm

          Hi Ritika! What size loaf pan and oven settings did you use? Sounds like the middle may not have cooked all the way

          Reply
  7. Tashia Tayyab says

    May 14, 2025 at 3:31 pm

    I tried the banana bread and it turned out amazing. I was not too sure about adding yogurt but it did make a great change. I will be making this again and again.

    Reply
    • Zoha says

      May 14, 2025 at 4:07 pm

      Aww, THANK YOU!

      Reply
      • Atrooba Ahmed says

        July 20, 2025 at 11:48 am

        Tried this recipe today. Everybody loved it

        Reply
        • Zoha says

          July 22, 2025 at 8:00 pm

          Yay!

          Reply
  8. Saishma says

    May 17, 2025 at 10:11 pm

    As we all know, Zoha has the best recipes on baking. Her measurements are precise and accurate. I tried the Ultimate chocolate chip banana bread, it's my first bake. I turned out to be amazing, the cake was spongy, soft, the right amount of sweetness. I will definitely try more of her recipes, I'm glad that I chose her recipe for my first bake. (And my grandma, a great home cook, said that this cake is better than than all the store bought birthday cakes she ever ate)

    Reply
    • Zoha says

      May 27, 2025 at 8:32 pm

      You literally made my whole day. Thank you so so so much

      Reply
  9. Tahira says

    June 01, 2025 at 2:56 am

    Please let me know if I can half this recipe as my loaf tin is small in size

    Reply
    • Zoha says

      June 04, 2025 at 12:25 am

      For sure, you can. Just adjust the baking time accordingly!

      Reply
      • Noreen Arshad says

        October 17, 2025 at 6:18 am

        Salam Zoha , hope all is well at your end Inshallah. Just a quick baking question. I made your Banana chocolate chip cake but it didn’t rise!!! I attached the picture. I followed every step , exact temperature but still didn’t rise at all. It looks like uncooked batter.

        Reply
        • Zoha says

          October 25, 2025 at 12:44 pm

          Hi Noreen! Are you sure your baking powder and soda weren't expired, and oven was working fine?

          Reply
  10. Lakshmi Mohan says

    June 01, 2025 at 8:05 am

    Thank you for the recipe

    Reply
  11. Bee says

    June 08, 2025 at 5:08 am

    I’ve tried multiple recipes of yours and they always turn out so good! You’ve definitely perfected the science of baking. I’ve tried other recipes from the internet, but they usually don’t turn out as perfect every single time. This banana bread was so great, I baked it twice over the weekend!

    Reply
    • Zoha says

      June 13, 2025 at 8:05 am

      Awww, you made my day. thank you so much!

      Reply
  12. Farwa says

    June 19, 2025 at 12:34 am

    Absolutely amazing! Loved this recipe so much. The bread came out so moist n yummy. Best banana bread recipe I’ve ever tried.

    Reply
    • Zoha says

      June 20, 2025 at 9:57 am

      AWW thank you so much!

      Reply
  13. Sara says

    June 24, 2025 at 10:16 am

    “Hi! I noticed the recipe says to bake for 70 minutes, but my cake is usually done in 30. I tried the recipe and it came out dry. Do you know why that might be 🥲

    Reply
    • Zoha says

      June 30, 2025 at 4:43 am

      This is a big banana bread and I use a narrower, taller loaf so it takes longer to bake. What oven settings and pan size did you use?

      Reply
  14. SA says

    June 24, 2025 at 4:25 pm

    Any suggestions with replacing the butter with oil as a healthier alternative? (I know won’t be as good)

    Reply
    • Zoha says

      June 30, 2025 at 4:42 am

      Hi there! I have only tested this recipe with butter so I can't recommend using oil - it will likely make the bread more moist and it won't hold together

      Reply
  15. Sushma Reddy says

    July 01, 2025 at 6:03 am

    Hey. Want to try this out today but I only have peanut oil.. is vegetable oil compulsory or can we completely ignore it?

    Reply
    • Zoha says

      July 22, 2025 at 8:27 pm

      Please don't skip it! 🙂 It is an important element

      Reply
  16. Sruthi says

    July 01, 2025 at 7:01 pm

    Tried the recipe yesterday. It was yummy…!! My family loved the cake.
    Looking forward for more such yummy recipes ❤️

    Reply
    • Zoha says

      July 22, 2025 at 8:25 pm

      Aw thank you!

      Reply
  17. Ibtesam Lateef says

    July 06, 2025 at 2:17 pm

    I have tried this recipe when I saw I have 3 ripe bananas that had no use and oh my god!!! It was relishing. Your instructions were very clear and easy to follow. My first ever banana bread and I'm glad the recipe was yours. It was amazing,decadent and finger licking good😍😍👍🏼

    Reply
    • Zoha says

      July 22, 2025 at 8:22 pm

      AHHH made my day!

      Reply
  18. Anumika says

    July 07, 2025 at 5:03 am

    What do I replace eggs with? Can you please state with measurement?

    Reply
    • Zoha says

      July 22, 2025 at 8:20 pm

      I haven't tested it with this recipe but generally each egg can be replaced by 1 tbsp ground flax seeds dissolved in 3 tbsp water and placed in the fridge until it thickens up

      Reply
  19. Nadia says

    July 12, 2025 at 7:00 am

    Absolutely delicious!

    Reply
    • Zoha says

      July 22, 2025 at 8:15 pm

      I fully agree!

      Reply
  20. Teeba Zainab says

    October 05, 2025 at 10:50 am

    I wish i found this recipe the first time i made banana bread to save myself the embarrassment 😋 but better late than never!! Absolutely finger licking good!! Honestly you are my baking-bible now 🙏🏽 perfect ratios perfect sweetness and oh that brown buttery flavour 🤤🤤🤤 cant wait to try more of your recipes! May u keep spreading knowledge for newbies like us ❤️

    Reply
  21. Sehar says

    October 06, 2025 at 4:29 pm

    I bake a lot of banana bread and just randomly decided to go the extra mile today and bake this one. Its definitely a tiny bit more work but 100% worth it. Eating it as I write this review and it’s definitely the best banana bread i’ve ever made. Dont skip the instant coffee, it adds something magical! And if you have them, definitely reccomend adding some walnuts!

    Reply
  22. Monty says

    October 09, 2025 at 12:52 pm

    I've never baked anything my entire life, but I made this banana bread for my wife on our anniversary. IT WAS SO GOOD!!!!

    Reply
  23. Noor says

    October 09, 2025 at 9:57 pm

    Made this recipe for one of my teachers on Teacher's Day. Greek yoghurt isn't readily available here so I used homemade dahi (curd) but I added an extra tablespoon of brown sugar to cut out the extra acidity of it, and it turned out perfect! I'm 100% going to be trying more recipes of yours 🙂

    Reply
    • Anam Mehmood says

      October 11, 2025 at 7:12 pm

      hi zoha! can brown sugar be replaced with coconut sugar?

      Reply
  24. Anam Mehmood says

    October 11, 2025 at 8:35 pm

    hi zoha! can brown sugar be replaced with coconut sugar?

    Reply
    • Zoha says

      October 15, 2025 at 4:33 pm

      I haven't done it myself but think it should be ok 🙂

      Reply
  25. Kiran Farrukh says

    October 15, 2025 at 4:23 am

    wow
    amazing

    Reply
  26. Vasa mounika says

    October 16, 2025 at 1:45 am

    May I know
    What to replace with eggs .
    In this recipe and quantity with this recipe

    Reply
  27. Riz says

    October 22, 2025 at 7:08 am

    Are there ingredients written somewhere with amount. May be I can’t find it on this page

    Reply
    • Zoha says

      October 25, 2025 at 12:30 pm

      Yes there's a whole brown recipe card 🙂

      Reply
  28. Adhya says

    November 02, 2025 at 3:28 pm

    Hi Zoha! I'm baking this banana bread for my family; however, my mother doesn't eat eggs. Is it possible to sub the eggs with something like applesauce?

    Reply
    • Zoha says

      November 04, 2025 at 6:13 pm

      Hi Adhya! I haven't tried that myself but the closest would be flax seed eggs

      Reply
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Hi, I'm Zoha! Self taught home-baker, massive sweet tooth, lover of all things baked and content creator behind Bake With Zoha.

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